heres what i did...
made ruffle..
sewed ruffle to top of backing & batting..
turned ruffle over 1/4" towards inside..
ironed to keep it in place..
turned quilt top under to hide seam of ruffle..
i usually use glue to do this step and then it washes out when i wash it....
sewed a decorative stitch through all 3 layers, top side up....
ironed again and then washed...

sorry about the lighting but this is the front of the quilt...

back of quilt..

closeup of edge stitch.
christi